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What is life insurance? 10 Benefits for Buying Life Insurance

Life insurance is a contract, which provides financial security to themselves and their loved ones.
What is life insurance
What is life insurance
Life insurance helps in future economic disaster.

person is not alone, he has a family of his own, every person in the family has dreams.

In today's environment, in case of calamity, relatives also leave matters of financial support to the family.

The same life insurance policy is ready to support their loved ones.

Life insurance is a simple means of realizing one's dreams and oneself.

Life insurance can make dreams come true, according to dreams, whether or not a person lives on taking a life insurance policy, life insurance fulfills the responsibility of realizing their dreams.

Life insurance is considered to be the best means of saving, life insurance starts with one point, each drop slowly takes the form of a pitcher,

After the time period is over, the same pitcher is returned.

 Life insurance has been considered the best tool for protection with 10 savings.
 In the USA, it is compulsory for every person to have life insurance, where people go and get insurance,
 Are we aware about insurance, did we do it ??

How to get Bike Insurance. Know the rules of third party two-wheeler insurance

Two Wheeler Insurance Key Points
In two-wheeler insurance there is a contract between you and the insurance company in which you have to deposit the amount of premium on time and in return the company promises to give you financial help in case of accident of your bike.
How to get Bike Insurance
How to get Bike Insurance

Bike Insurance also protects you from the financial loss of a road accident with your car and at the same time protects you from the loss of your car from incidents like theft and natural disaster.

 Two Wheeler Insurance helps you in case of an accident with your bike.  Along with this, Bike Insurance also covers the financial compensation of third party due to you. It also provides protection to your life as well as the lives of others from collision of your car.

 Third Party Insurance is compulsory for purchase of vehicles in India.  Driving without insurance is a punishable offense under the Motor Vehicles Act, 1988.

 Types of Motor Insurance - Two Wheeler

 There are two types of bike insurance in general:

 1. Third Party Insurance - Third Party Insurance

 If your bike gets into an accident with another vehicle and you have Third Party Insurance, then the insurance company is compensated for that person's vehicle and the bodily harm done to that person.  Third party insurance covers only the loss due to third party due to you and this type of policy does not cover your car and the damage done to you.  In this, only the third party is compensated by the company, so it is called third party insurance.  If you buy a bike in India, then you must take third party insurance.

 2. Comprehensive insurance or full party insurance- Comprehensive and full party insurance

 This type of insurance policy usually covers all kinds of damage caused by the bike and related to the bike, that is, compensation for the loss of all the people who were on your car, front vehicle and both, in the event of an accident, insurance  Is done by the company.  In this, compensation for third party vehicle or bodily harm is also done, so it is called Comprehensive Insurance.

 Benefits of Bike Insurance

On theft or loss, you get a claim of almost that amount.

 Handles your financial situation in case of an accident.

 If you have taken insurance, then you can call the police without fear in case of an accident, but if you have not taken your insurance, then your challan can also be cut.

 By taking bike insurance, the risk load on you becomes lighter.

 No claim bonus
No Claim Bonus is a bonus or discount given by the insurance company to the policy holder.  When a policy holder does not make any claim in his insurance period which is usually 1 year, then the insurance company gives him a discount at the time of next policy, it is called No Claim Bonus.  In No Claim Bonus, any company can give financial rebate of up to 50%.

 Insurance Premium
The amount of Bike Insurance premium is usually determined on the following basis:

 Based on Insurance Coverage (Third Party vs Comprehensive)

 According to the age, experience and other facts of the driver / owner of the vehicle

 According to your bike or vehicle model

 Depending on the place of registration of the bike

 Based on the current showroom price of the bike

 Depending on the date or year of manufacture of the vehicle

 How to buy bike insurance 

 You can get your vehicle insured by comparing the plans of the following companies.

 TATA AIG bike inshurance

 Bajaj Allians

 The new india inshurance company

 United india inshurance company

 Similarly, there are many companies that do online insurance. If you want to insure your vehicle, then go to the main website of a favorite company, on the site you will get the option of insurance. On clicking it, you will get your vehicle number, chassis number.  And will also ask for the engine number.  After filling this, you will have to give your complete information such as your address, your identity, all kinds of information about the vehicle, after this you will have to make online payment and you will get your insurance policy number.  Similarly, you can renew your policy as well.

10 big things about car insurance

take information about it, if the same kind of information is also taken about car insurance, there can be double benefit. One, it will get cheaper and secondly the customer can get more facilities in this insurance.
10 big things about car insurance
10 big things about car insurance
it is better to know about Car Insurance first. If some important information is collected before taking vehicle insurance, then many problems can be avoided later. Therefore, it is important to know the 10 important things before taking car insurance.

Learn how different types of car insurance policies are Generally, people are not aware there are many types of car insurance policies. People often associate car insurance only with their car and their insurance policy. However,

car insurance or any other auto insurance offers different types of policies to protect against different types of risks. There are Four types of this origin. Third Party Legal Liability -Comprehensive insurance -Personal accident cover -Add On Coverage Third party insurance compensates for the losses of others (third party insurance for liabilities of others) If there is no insurance for a car, or any other vehicle, then it is necessary by law to have third party insurance.

Third party insurance is an insurance policy in which compensation for damage to another person or property (including other vehicles) is compensated by the vehicle. Such damages also include severe frontal injury, disability, or death. If you have not got third party insurance, then after such accidents you may be in huge financial trouble. Third party insurance is beneficial even if you are driving a vehicle in the event of loss or if a member of your family, a friend or employee (driver) is driving the vehicle. However, third party insurance cannot claim for the damage done to the vehicle.

 Comprehensive cover for your own car Insurance cover has to be taken separately to compensate for the loss for yourself and your car. This is called comprehensive insurance cover. Comprehensive insurance also provides compensation for loss due to accident and theft of vehicle. When you have comprehensive car insurance cover, you can also get a claim on the damage caused by a natural disaster or human calamities. In such incidents, road accident, car fire, natural calamity such as earthquake, landslide, Flood, storm-hurricane), Lightning, etc. Apart from this, claims can be found a even after accidents like fire, riots, terrorist attacks, explosions, theft.

Personal accident cover for Yourself Personal accident cover can be taken by anyone in your car for other people. Personal accident insurance for other passengers is available according to the capacity of the seats present in the car. Additional covers through add-ons can be added for other risks. Vehicle insurance companies also offer some other small subsidiary insurance cover. These are called Add On Insurance cover. Every Add On gives you a new type of insurance cover. Under this, even after changing a part of the vehicle, depreciation cannot be implemented and Zero Depreciation add-ons can be added to get full claim. Similarly, to lose keys, a separate add-on of insurance protection can be added if the tires are punctured, burst. Apart from this, add-ons can be added to compensate for damage to other valuable items in the car such as laptops, Led, music systems, mobile phones, etc. However, with every Add On, your insurance premium increases.

Don't go for cheap premium, see facilities (Don, t seek only low premium, long coverage) Do not buy any policy Based on low premium. Coverage should also be compared with that. Many times, good insurance coverage can be taken by paying a slight premium. Doing. Learn how car insurance premium is decided Car engine capacity (capacity of vehicle) The premium of your car insurance (Car Insurance) is decided based on the cubic capacity of the car.

Know Insured Declared Value of car The insurance premium of your car depends on its Insured Declared Value. The Insured Declared Value is the maximum amount you can claim. No Claim Bonus Can lower Premium Those taking car insurance get a No Claim Bonus or NCB in exchange for not making any Claim during the year. Because of this, you can reduce your vehicle insurance premium by 5 to 10 percent. However, only a maximum of 5 years No Claim Bonus can be availed. Reduce premium from bundled car insurance (Bundled car insurance for Lower Premium) If you have more than one car, you can take bundled car insurance (bundled car insurance). By taking such bundled car insurance from any one insurance company,

you get a discount in the insurance premium of all your cars. However, this is possible only when all the cars are in the same name. It is not necessary to take insurance from the dealer (Dealer's insurance Offer is not compulsory) When buying a car, car dealers also try to give insurance. Usually all car companies combine insurance with some insurance company, and also provide insurance policy with the vehicle. However, it is not necessary for you to get such insurance.

You should know the plans of some good insurance companies. After this, the plan which you find the best according to your needs, should be taken with the car only.

Make sure of cashless facility (Cashless Facility at the Affiliated Garage) While taking car insurance, complete information about cashless facility should be made. This facility is available for cashless treatment only. In this type of insurance, vehicle insurance companies offer cashless repairing. But, they provide this facility in the same garages with which they are connected
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